• Equip families with the knowledge needed of the homeownership and rental process to create informed housing consumers.
• Afford all people, consumers and providers, with the understanding of policies and procedures relating to existing housing programs in operation.
• Provide comprehensive housing counseling services and information on fair housing laws.
• Provide pre-purchase, mortgage default, rental delinquency counseling to housing consumers experiencing problems and home equity conversion options for senior homeowners.

ELIGIBILITY                   

There are no income requirements for participation in the League’s housing services program.  Any housing consumer who is in need of housing counseling services may participate in the Comprehensive Housing Counseling Program.

As a HUD-approved Counseling Agency, we can assist you with:

- MONEY MANAGEMENT
- FINANCIAL LITERACY
- HOME BUYER EDUCATION WORKSHOPS
- RENTAL AND PURCHASE PROCEDURES
- HOUSING SELECTION
- FAIR HOUSING COUNSELING
- RELIEF MEASURES FOR MORTGAGE DEFAULT
- PROPERTY CARE AND MAINTENANCE
- REFERRALS TO COMMUNITY RESOURCES

   

SUPPORTERS/ADVOCATES
City of Birmingham-Department of Community Development, National Urban League, NeighborWorks, Regions, United Way of Central Alabama, U. S. Department of Housing and Urban Development

 

 

 

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UNITED WAY AND HUD LAUNCH "FORECLOSURE HELPLINE: Call 211"

 

 

 

 

To combat increased rates of foreclosure, the United Way has partnered with the U. S. Department of Housing and Urban Development (HUD) to offer 'Foreclosure Helpline: Call 211', a free hotline dedicated to helping individuals who are at risk for loosing their homes.

 

Through this new "Foreclosure Helpline", at-risk individuals will be connected with  HUD-approved Housing Counseling Agencies who can offer loss mitigation assistance and other foreclosure prevention tools.  The 2-1-1 Call Center is operated by United Way call center specialists who will direct homeowners to a local HUD counseling agency.  These agencies are nonprofit  organizations who do not charge for foreclosure prevention services.  Housing counselors are trained in a range of loss  mitigation tools which lenders of FHA-insured mortgages must consider.

 

There are  many answers and tools available to individuals facing foreclosure.  This helpline aims to make such resources easily accessible to all Alabamians.  For more information visit http://www.uwca.org/get_help1.html or dial 211.